Personal Loan
Krungthai Home Easy Cash

Krungthai Home Easy Cash

Turn land and houses into Cash for your multi-purpose expenses you need.
HIGHLIGHT Unique Features
HIGHLIGHT
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Term loan upto 8 million
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Easy application
with land homes, condominium units or commercial buildings as collateral
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Personal loan for any expenses you need

INTERESTS
&PERIOD
Interest Rate (Yearly)
Fixed income earners Self-employed Persons
Types of Collateral: Land with buildings
1st - 2nd Year: MRR - 1.5%
3rd Year - end to term: MRR - 0.5%
MRR + 1.0%
Types of Collateral: Condominium units / Commercial buildings
1st - 2nd Year: MRR - 1.0%
3rd Year - end to term: MRR
MRR + 1.0%
Types of Collateral: Land
1st - 2nd Year: MRR - 0.5%
3rd Year - end to term: MRR + 1.0%
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**A maximum of 15-year borrowing period**
The Collateral must be free from mortage, except in the case of refinance from other financial institutions.

Easy to apply
Qualified applicants 
  1. Earn fixed income and credential evidence of earning reports and have working period over 1 year. Working period can be accumulated from previous and current jobs.
  2. If the loan is for occupational purposes, the business must have been established for over 1 year with valid bank statements or credential business income report.
  3. The part-time job‘s net income (after deduction of business cost) must be less than the regular job earning.
  4. Self-employed persons must have been in business operations for at least 1 year and must have a bank statement or other source of income documentation for loan consideration.
  5. Joint-borrower is possible, provided that the age of applicant or joint borrower when combined with loan repayment period shall not exceed 60 years.
  6. The net income must be enough to cover payment of the loan with interest to the Bank.
  7. No previous history of missing due payment.
Required Documents
  1. The applicant and spouse (if applicable)‘ copies of national identification card
  2. The applicant and spouse (if applicable)‘ copies of house registration
  3. Original copy of income certifying letter or other original copy of credential income report.
  4. Copy of bank statement showing salary deposits for at least three months back.