Personal Loan
Krungthai Thanawat Loan

Krungthai Thanawat Loan

Fast cash loan available for Krungthai Bank’s payroll customers. Loan up to 12 times of salary (Calculate interest on actual capital spent)
HIGHLIGHT Unique Features
HIGHLIGHT
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Reserve some cash for urgent use
with maximum credit limit 12 times of salary
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Low interest rate
No guarantor needed
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Calculate interest on actual capital used
No interest paid if no capital used

INTEREST RATES
Applicants Interest Rates
1. In case of borrowers having guarantor / exempt from guarantor MRR + 3.5%
2. Borrowers must have guarantor but choose to have no guarantor
 - Government Officers / State Enterprise Officers / Employees of Government Organization / Special Government Officers
MRR + 5.5%
3. Borrowers must have guarantor but choose to have no guarantor
- Employees of Private Sectors
MRR + 6.0%

Credit Limit
Organizations with MOU agreement with Krungthai Bank Organizations without MOU agreement with Krungthai Bank
Government and state enterprise sectors
Upto 12 times of salary Upto 5 times of salary
Private sectors
Upto 10 times of salary Use 5 Plus Thanawat Loan, credit Limit upto 5 times of salary

Qualified applicants
1) Government officers, state enterprise, public organization and state organizations employees

Salary Balance of bank account each month
Organizations with MOU agreement with Krungthai Bank
over 13,000 baht Minimum 15% of salary
Organizations without MOU agreement with Krungthai Bank
over 13,000 baht Minimum 15% of salary

2) Government officers, Contract-based government employees and staff for government and state enterprise organizations.

Salary Balance of bank account each month
Organizations with MOU agreement with Krungthai Bank
over 15,000 baht Minimum 25% of salary
Organizations without MOU agreement with Krungthai Bank
over 30,000 baht Minimum 25% of salary
Additional Conditions
  • The work contract period must be over 2 years and is still accountable for at least another 1 year.
  • Consecutive 3 years work experience with the same department and minimum 1 time of contract renewal.

3) Private organization employees

Salary Balance of bank account each month
Organizations with MOU agreement with Krungthai Bank
over 18,000 baht Minimum 25% of salary
Organizations without MOU agreement with Krungthai Bank
Use 5 Plus Thanawat Loan
Fee
Annual fee 200 Baht
Required documents
  1. Copy of national identification card, government officer card or state organization employees.
  2. Copy of house registration
  3. Original copy of income certifying letter or latest payroll slip or other original copy of credential income report.
  4. 3-month-backward bank statement is required. In case of a new customer with less-than-6-month of net salary transaction in the Krungthai Bank account, the salary account of other banks may be submitted for loan approval.
Extra Protection for customers
Customers with loan approval are eligible to apply for beneficial group insurance with the low premium rate offers. Terms and conditions are subject to the bank’s discretion.

FAQ