Personal Loan
Krungthai Smart Money Loan

Krungthai Smart Money Loan

Cash Loan with high credit limit, with lower interest rate, easy application and No collateral needed
HIGHLIGHT Unique Features
Up to 5 times of the income
not exceeding 1 million baht
No Krungthai salary account needed
for application
Easy application
and no collateral or guarantor required

Interest rate and repayment period
Interest rate
Permanent Employee
Fixed rate (highest at 20%)
Small shop owner
Fixed rate (highest at 22%)
Permanent Employee up to 5 times of monthly income (maximum at 1 million baht)
A maximum of borrowing period
5 years
INTERESTS&PERIOD Interest rate and repayment period
Easy to apply
Qualified applicants :
  1. Individuals earning minimum of 30,000 baht salary and minimum working period of 1 year.
  2. Small shop owners with minimum net earning of 30,000 baht/month and business established over 2 years.
  3. No bad financial record or insolvency.
Required documents
  1. Copy of national identification card
  2. Copy of house registration document
  3. Employee identification card (if any)
  4. Original copy of income certifying letter or latest payroll slip or other original copy of credential income report.
  5. Statement
    • Individual with regular income and at least 3 months of savings account statement
    • Retail shop owner with past 1 year statement of the shop’s saving account, copy of corporate affidavit (if any)/copy of certificate of commercial registration (if any)
  6. In case that the applicant applies for refinance purpose, the latest document/statement of personal loan or credit card or other documents with relevant information of refinance purposes are required.