Short-term saving with deposit and withdrawal flexibility via passbook, ATM card or VISA Debit card. The account is also available for direct debit bills payment for utilities such as electricity, water supply, and telephone. Daily interest payable twice a year at each account cycle date.

Service Features
  • Short-term saving account, convenient for deposit and withdrawal
  • ATM or VISA Debit Card is available for individual customer to allow convenient deposit, withdrawal and fund transfer via KTB ATM or other ATM with ATM Pool sign nationwide or deposit via KTB ADM. Additionally, KTB VISA Debit can be used to pay for product and service at leading stores worldwide as well as cash withdrawal from ATM with VISA sign worldwide
  • Financial transaction such as fund transfer, bill payment, auto direct debit are possible through other KTB e-Banking channels including ADM., Auto Update Passbook, Internet Banking, Krung Thai Telebanking and Mobile Banking
  • Passbook issuance to keep records of financial transactions
  • Deposit and withdrawal at all branches
  • VDB/ATM is available for individual customer to allow convenient for deposit and withdrawal as well as product and service payment (for VDB card)
Initial Amount

A minimum of 500 baht deposit

Opening an Account

Please contact KTB Branch or log into KTB e-Opened Account (via Internet)

Interest Rate
  • As per saving interest rates applicable at a given time
  • Daily interest calculation at the rate specified by the bank and payable twice a year (June 30 and December 31)
  • Interest not exceeding 10,000 baht is exempted of interest tax
  • Interest exceeding 10,000 baht but not exceeding 20,000 baht can be exempted of interest tax with the information of ID number
  • Interest exceeding 20,000 baht is subjected to interest tax
Account Fee
A fee of 50 baht per month is applied for:-
  • Individual whose balance is less than 2,000 baht and no transaction in the past one year
  • Juristic person whose balance is less than 2,000 baht and no transaction in the past one year
  • If the balance is zero, the account will automatically be closed
Required Documents
Individual
  • ID card or
  • Government Officer ID card or State Enterprise Personal ID card or other Government Agency Official card with ID number
  • Passport with ID number
  • In case of juvenile with no ID card, census registration with ID number or birth certificate or guardian’s documentation is required (as specified in 1-3)
  • In case of incompetent person, ID number, census registration and guardian certificate are required
  • In case of foreigner, passport and work permit or visa (valid for three months onwards) are required
  • In case of foreign student, personal documentation and student certificate issued by school/college are required
  • In case of monk, ID card or monk certificate and copy of census registration are required
Juristic Person
  • Minutes of meeting indicating an intention to open a account as well as power of attorney and condition of payment, signed by authorized person with company seal
  • Company Registration issued by the registrar or the Department of Business Development, Ministry of Commerce with a certification from the registrar not over 30 days
  • Memorandum of Association and Company Regulation indicating business objectives and list of shareholder names
  • Certification of Company Seal (Bor Or Jor 3.) depicting the registered company seal a certification from the registrar not over 30 days
  • Certification of Partnership Registration from the Department of Business Development, Ministry of Commerce
  • Commercial Registration from the Department of Revenues or VAT Registration (Por.Phor. 20) from the Department of Revenues
  • ID Card and census registration of authorized person
For more information, please contact