If you have a payroll account with Krung Thai Bank, and wish to use credit balance to enhance financial liquidity, “Krung Thai Thanawat and Special Krung Thai Thanawat Credit Services combining with group of life insurance to relieve the burden of miscellaneous expenses. We provide current low rate, is charged on the actual expense, among financial institutions.

Service Features

Reserved balance for emergency spending to enhance financial and relieve financial difficulties during the rough times providing credit for five times of salary as maximum and special for the company, the credit limit is up to 10 times of the salary.

Our service is convenient, comfortable without credit terms or interest, allowing you to pay for interest and as-you-wish amount of capital during the month. We provide service credit with the least interest rate among financial institutions. Sign up just for one and your credit limit will be applied as long as you have a payroll account with Krung Thai Bank. Using colleagues as the bondsmen is available. If customers apply for the group life insurance, they will get special privilege. For senior executives, no bondsmen required.

Special Privilege for You:
  • Management credit limit fee
Applicants’ Qualifications
Applicants’ qualifications are as follows;
  • Government officers, temporary and state enterprises employees with net disbursement of income through account of more than 15% of loanees’ monthly income paid through Krung Thai bank at least 3 consecutive months.
  • Private security company employees with net disbursement of salary through account of more than 25% of loanees’ monthly income paid through Krung Thai bank at least 3 consecutive months.

** (Income means money received every month from company such as salaries, allowances and child allowances, etc. excluding bonus. or a special prize)

Service Terms/ Conditions
  • Types of loans: Revolving Credit
  • Credit Terms and installment: 1 year (automatically renew)
Required Documents
  • A copy of ID card or government or state enterprise employee card
  • A census registration
  • Payment slip or salary certificate revenues
  • Agreement to review applicant’s data from National Credit Bureau Co.,Ltd.
Interest Rate and Fee
Interest Rate
  • MRR+3.5%
Fee
  • 0.05% of limit value revenue stamp approval
  • Maximum Interest Rate 15% in case of default of payment
  • 200 baht annual fee
Apply for “Thanawat Loan” Online
  • “Thanawat Loan” for government official
  • “Thanawat Loan” for state enterprise employee
  • “Thanawat Loan” for private officer
  • “Thanawat Loan” for Krungthai Employee
For more information, please contact