We provide involving credit with convenience for KTC credit card expense payment or KTC Cash Revolve credit card.

Service Features

Special involving credit line exempting collateral by considering credit line as follow

  • For Krung Thai Bank PLC. Employees
    Credit line not to exceed the existing Cash Revolve credit card and extend such credit line as special privilege to the employees, which is not considered as personal loan under Bank of Thailand (BOT). Therefore, the bank does not have to extend this privilege throughout the employment and reserves the right to cancel as it deems appropriate
  • General Customers
    Loan credit line not to exceed existing Cash Revolve credit card and when combining with other personal loans under Bank of Thailand (if any) and must not exceed the borrower’s income by five times
Applicants’ Qualifications
  • Being Krung Thai Bank Public Co., Ltd. employees who receives salary from department through the bank’s account and be a KTC credit card customer
  • Having existing Cash Revolve credit line
  • No default of debts payment record
Service Terms/ Conditions
  • Loan Type: Revolving loan
  • Loan and Payment Term: 1 year
Required Documents
  • A copy of ID card / government officers / state enterprise employees and a copy of census registration
  • The original income certificate, pay slip or original of other documents showing reputable income of the borrower
  • A copy of bank statement
  • Other documents according to the bank’s regulations
Interest Rate and Fee

Interest rate at MRR+3.5% per annum ***

For default payment or breaching agreement

Collect interest rate for default payment per the bank’s announcement required **
*** MRR rate of the bank’s announcement (click here to see information)
** Fee schedule of the bank’s announcement (click here to see information)

For more information, please contact