Krung Thai Bank provides credit support educational opportunities for members of Government Pension Fund (GPF) and their children to walk along with us with stronger future.

Service Features

• loan for students who want to study in country
• loan for students, not over 35 years old of age, who wants to study Master and doctorate
• loan for buying personal computer or laptop including accessories with special interest rate for easily paying installment, outstanding capital and interest by debiting from salary

Applicants’ Qualifications

• Being government officer and a member of Government Pension Fund or Government Pension Fund employees
• Being a person with potential to pay installment according to the conditions stated by the Bank
• Having no record of non-performing debt with the banks or any financial institutions
• Being sui juris and not exceeding 60 years old calculated from loanee’s age and installment period

Service Terms/ Conditions

• Loan Type: Educational Loan
• กรณีมีหลักประกัน
  

  In case of having securities:
  Mortgage of land and / or land with buildings Loanees need to apply for fire insurance with annual premium payment and then transfer all benefit to the bank.

• Bondsmen’s Qualifications:
  
  • Being sui juris but not exceeding 60 years old of age
  • Being government officers of level 3 or above, military rank second lieutenant or higher, state enterprise employees, employees of organization who has monthly income from a private security company
  • Having no financial blacklist records with the Krung Thai Bank PLC and other financial institutions. Net salary of the bondsmen must not less than the amount of loans monthly installments. If the salary is not guaranteed to net salary basis set, loanees will need to find qualified people as above qualification and then add up to 2 people. The total net salary of 2 people must not less than the amount of loanees’ monthly installments as well.
  • Pledge the right to withdraw deposit accounts with the Krung Thai Bank PLC
• In case of no securities, below is the credit line.
  
  • Government level 1 - 3 band maximum loan of 150,000 baht
  • Government level 4 - 6 band maximum loan of 250,000 baht
  • Level 7 and above – open credit limit
• Loan Payment:
  We allow loan payment for each semester, but not exceeding the amount of being paid. Loanees need to show student certificate when withdrawing loans, together with a request letter for loan payment as regulated by the bank and including a confirmation letter stated that the loanees will send educational receipt to the bank within 15 days from the date of loan payment. Our Loan covers all expenses below:
  • Educational fees
  • Special tuition from institutions related to education only with a receipt as evidence in open loans
  • Equipment and textbook fees amount not exceeding 30% of tuition fee and 20,000 baht maximum for semester by semester equally

  In case of loanees and/or legal heir cannot study, resign or drop from being study without graduation, or any act of god causing them out of education, loan payment will be ceased. If there’s partially loan payment, such money should be paid according to the same condition of agreement with the same interest rate as other customers