To ensure that Thai educational system continually develop, KTB coordinates with the Office of the Higher Education Commission (OHEC) and universities in improving educational system by giving the personal loan to university students and universitiy personnel to buy the laptops in accordance with Education Development and Enhancement Loan: EDEL collaborating with t computer distributors under the project.

Service Features

We consider the highest loan amount of 50,000 baht with the collaboration of computer distributors requesting us to issue the letter of approval as the documents for reserving computers with bondsmen required under the maximum payment period of 3 years.

Service Terms/ Conditions

• Applicants’ Qualifications
  University students
  Being government university students (excluding open universities) and private sector participating in the project (KTB headquarter will send a name list of the universities to branches)
  University personnel
  
  • Being government officer or employees (excluding the open universities) and private sector participating in the project with sufficient income of not making default of payment as stated by us. Deducting of salary paying for installment is required.
  • Being sui juris but not exceeding 65 years old calculated from loanee’s age and installment period
  • Not being in debt or insolvent
• Bondsmen’s Qualifications
  In case of university student, bondsmen should have following qualifications:
  
  • Being applicant’s parents
  • Having fixed-income or owning personal business with potential to pay monthly installation
  • Being sui juris and not exceeding 65 years old calculated from loanee’s age and installment period
  • Not being in debt or insolvent
  In case of university Personnel, bondsmen should have following qualifications:
  • Being a colleague of applicants
  • Being sui juris and not exceeding 65 years old calculated from loanee’s age and installment period
  • Not being in debt or insolvent
• Loan Terms and Installment
  University student
  

  Loan term must not exceed the university year’s left and maximum for 3 years

  University personnel
  

  Maximum 3 years of loan term