Educational Loans of 100,000 baht
  • The balance of 100,000 baht multiplied with (2) to note the outstanding principal amount in each year
  • The balance of 100,000 baht multiplied with (4) to note the outstanding principal amount in each year
  • The balance of 100,000 baht multiplied with (5) to note the amount of interests to be paid (Except the 1st year of interest is free)
  • The balance of 100,000 baht multiplied with (6) to note the amount of principal and interests to be paid each year
Interests Calculation Formula


Remark:

* Refers to the amount of loan deducted with the principal amount of all tax paid
** Refers to the due date of debt or debt on the last day of payment

Penalty Calculation Formula


Remark:
* Refers to the overdue principal amount in each period
** Refers to the rate calculated of 12% for the overdue principal installments of not exceeding one year and 18% for the full overdue principal installments of exceeding one year

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