New option..... To save at higher yield than from a fixed account...
Type of Service
- Bill of Exchange stipulated payee and cannot be transferred.
- Bill of Exchange with expiry date of 1, 3, 6, and 12 months or per the bank’s regulations.
- The holder of bill of exchange is considered the bank’s creditor.
- The bank receives and keeps the bill of exchange for all customers. The customer receives a book as an evidence of credit.
- Neither the principal nor the interest of the bill of exchange is insured from the financial protection institution.
- Natural person must pay 15% withholding tax of the interest earned from juristic person according to the type of juristic person.
Benefit
- Minimum Bill of Exchange face value is 100,000 Baht. There is no maximum limit for face value of bill of exchange.
- Low risk and earn dividend at the end of the term
- Higher interest rate than a fixed account of same or similar duration
- Safe because the bank keeps all of the bill of exchange
- High liquidity and an early withdraw per the bank’s conditions is applied.
- Convenience: when the term is completed, the bank transfers principal and interest to the account that the customers open.
Buying the Bill of Exchange
- Available at all branches nationwide
- Natural and juristic person that has legal residency in Thailand, except financial institution that the bank regulated are eligible to own.
For more information, please contact
- Krung Thai Bank, nationwide, click here to locate the nearest branch to you
- KTB Call Center 1551 (www.contactcenter.ktb.co.th)



































