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5 Plus Multipurpose Loan

5 Plus Multipurpose Loan


Personal loan with no collateral required

 

Loan’s objectives

  • For personal consumption  purpose
  • For refinancing loans with other financial institutions 

 

Applicant’s qualification 

  • Permanent officer of any company or private-sector organization
  • Minimum monthly income of 15,000 Baht
  • At least 1 year of working experience with the company
  • Not over 60 years old
  • Having salary account with Krungthai Bank มีเงินได้ประจำขั้นต่ำ 15,000.- บาท

 

Credit limit

  • Up to 5 times the monthly income but not over 1 million Baht 

 

Loan period 

  • 5 years

 

Interest rate

RR +7% per year (Currently = 14.875% per year)
 
In case of default, the interest rate shall be 25% per year.

 

Repayment condition

  • Pay capital with interest.
  • The Bank directly deducts money from the salary account (Auto Debit).

 

Required documents and evidences for loan application

  • Copies of personal ID card, house registration and employee ID card (if any)
  • Original copy of income certifying letter or latest salary slip or other original copy of evidences stating reliable income  
  • 6-month-backward bank statement is required. In case of a new customer with less-than-6-month of net salary transaction in the account, the salary account of other banks may be submitted for consideration.
  • In case that the applicant applies for refinance purpose, the latest document/ statement of personal loan or credit card; or other documents having the same kind of information are required.   

 

Product’s features 

  • No collateral required
  • Low interest rate
  • High credit limit

 

For more information, please contact

 

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