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KTB Care For You

KTB Care For You

Applicant Qualifications:

Have monthly income (without no requirement for salary account via the Bank) Collateral required

 

Loan’s Objective

For multipurpose expenses, depending on the customer intentions

 

Credit Limit

Maximum credit limit up to 5 M.THB *In case of O/D, Credit limit shall not be over than 1 M.THB

 

 Collateral 

LTV Interest Rate

1. Mortgage

1.1 Only vacant land with title deed
 

1.2 Land with building or condominium  room
 


O/D and/or T/L in a total amount not exceeding 50% of appraisal value

O/D and/or T/L in a total amount not exceeding 80% of appraisal value

  • O/D : MRR+ 2.0% per year
  • T/L : MRR+ 1.0% per year
     

2.Bond Pledge 
 

O/D and/or T/L in a total amount not exceeding 90%

  • O/D : MRR+ 1.0% per year
  • T/L : MRR per year

3. Assignment of claims in the deposit  
 

  • O/D shall be granted not over than 90%
  • T/L shall be granted not over than 100%

The customer’s obtained interest rate plus with differential at 2.0 percent per year  
 

  • Term Loan – T/L refers to loan with specific period 
  • O/D refers to Over Draft

Credit Period
Not over 10 years
 

Required Documents for Loan Application 
  • Copies of personal ID card
  • Copies of census registration of applicant or applicants’ spouse (if any)
  • Original copy of income certifying letter or salary slip or copies of bank statement
 

 

For more details, please contact:

New Vision
KTB Growing Together