Fixed Deposit Product : KTB 6+

Deposit product plus life insurance as savings deposit with 6-year premium payment and 10-yesr coverage.
On deposit side :
- Individual depositor age one (1) month to 70 years in the form of 3-month fixed deposit.
- Minimum deposit of 50,000 Baht and multiple deposit of 10,000 per time (deposit amount will equal insurance premium paid in the first year).
- Interest is paid upon maturity of deposit.
- No interest is paid upon premature withdrawal.
- Upon deposit maturity, depositor/customer is required to choose whether to transfer deposit to his/her savings account or current/checking account or 3-month fixed account..
Deposit Period
From 17 January 2012 to 15 April 2012
Interest Rate
6.00% per annum
On insurance side :
- Being a life insurance in the type of short term savings deposit with high yield.
- Minimum insurance premium of 50,000 Baht and multiple premium of 10,000 Baht per time (annual premium payment equals deposit amount).
- 10-year coverage and 6-year premium payment.
- Depositor’s age at the time of applying for life insurance in one (1) month to 70 years.
- IRR = 3.02%* excluding return/yield from tax benefit.
*Note :
The above IRR includes dividend which is merely estimate figure of dividend in the future. The Company (Krungthai – AXA Liife Insurance Co., Ltd.) is unable to guarantee that depositor/customer will receive such estimated future dividend. This estimated dividend is calculated on the assumptions that may be adversely affected by external factors arising in the future or those not under the Company’s control or in the case or scenario that cannot be accurately predicted. Hence, the actually – paid dividend may vary from the abovementioned estimate. Depositor/Customer is thus advised to please consider the estimated dividend figure and assumptions in detail through analysis of future operating performance and anticipation in this product himself/herself as well.

































