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KTB Thanawat Pension Speedy Loan

KTB Thanawat Pension Speedy Loan

 

To secure life for your retirement with pension, a person whose money or benefits agencies are paid through Krung Thai Bank and meet the condition of this bank can apply for “Thanawat” Pension Krung Thai bank. You can strengthen liquidity and financial difficulties relief by receiving security insurance with confidence.

 

Service Features

This personal loan for government employees, state enterprises employees or state organizations employees who vacate his office and receive pension benefits or monthly payments from agencies through savings account with Krung Thai Bank are considered the maximum credit line 5 times the amount of monthly pension or benefit of customers, but not exceeding 200,000 baht, with personal bondsman as stated in qualification below:

  • Legal mature heir of loanee as provided by laws

  • Government employees, state enterprises employees or state organizations employees who receive salary or pension through Krung Thai Bank

  • People with good financial position

  • Loanees have to apply for life insurance companies accepted by the bank with insurance funds not less than a bank credit line and allow the bank to be the 1st beneficiary

 

Applicant’s Qualifications

  • Being retired government employees, state enterprises employees or state organizations employees without debt

  • Being less than 65 years old of age as of the approval credit date

  • Receiving monthly pension benefits or dividends from organization through savings account of Krung Thai Bank Ltd. (PCL)

  • In case of having a credit line of “Thanawat” Krung Thai bank, before retiring, those persons can transfer a credit line to Krung Thai bank “Thanawat” pension

 

Service Terms/Conditions

  • Loan type: Revolving credit

  • Terms of credit and installment: 1 year

 

Required Documents

  • A copy of ID card, census registration, marriage certificate of loanee and bondsman

  • Certificate of income and evidence of income from the loanee's pension or evidence of income from the pension bondsman

  • Evidence of the legal heirs of the bondsman (if such heir is a bondsman)

 

Interest rate and fee

Interest rates

  • MRR +3.00% per year

 

For more information, please contact