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Housing loan for Ministry of Defense Officer/Employee

Housing loan for Ministry of Defense Officer/Employee


Trust us with strong confidence by applying Housing loan for Ministry of Defense Officers and Employees

Service Features
Housing loan with lease agreement as securities provides you special low interest rate and additional 10% of Permsuk loan amount calculated from building or premises cost estimate, but not exceeding 100% of such cost estimate.

Applicants’ Qualifications

  • Being government officers or permanent employees of Ministry of Defence

  • Having no NPL record with the bank or other financial institutes


Loan Approval Terms
Within 7 working days

Loan Terms

  • 30 years maximum but not exceeding lease agreement and loaner’s age calculated based until 65 years old employment

  • For pension receivers, pension is deducted from original affiliate

  • For perpetuity receiver, loan terms will be considered from loaner’s ability to pay for installment after retired. Perpetuity deduction is required in case of no such ability


Interest Rate and Fee

  • Interest Rate
    For upholding deposit, the interest will be calculated based on saving interest rate plus at least 1.5% margin per year. In case of without upholding deposit, interest rate will be considered as follows:
    • For monthly salary deduction, interest rate will be calculated from Krung Thai Kheha Sup Tawee for -0.25% per year
    • For receiving salary through the bank’s account, interest rate will be calculated from Krung Thai Kheha Sup Tawee for -50% per year at the first year of contract and Krung Thai Kheha Sup Tawee for -0.25% per year for the following years
  • Fee
    • 400 baht for inspection for disbursing in case of building house
    • Juristic act mortgage service 0.05% of mortgage amount minimum 500 baht but not exceed 2,000 baht plus 7 % value added tax.
    • Fee will be collected only for refinance to other financial institutes for the first three years as from the date of signing a contract for 3% of principal
    • 50% cost estimate reduction of residential loan with 1,000 baht minimum
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