Nature of Loan Service
Giving business opportunities to Thai SMEs to find and access technology, research work and development for further top-up as investment in new business.
Helping SMEs in industrial/manufacturing sector to create business innovation beneficial to Thailand’s economy and society
The national Innovation Agency provide support to business entrepreneurs in the form of 3 -years investment with maximum of five million Baht per project.
Qualifications of Borrower
Natural person or juristic person/entity
Being small, medium or corporate/large manufacturing enterprise in case of being project that will bring advancement in innovation and technology to the country as a whole.
Borrower has never received interest support in the same project from other institution.
Loan Term / Period
Not more than five (5) years with grace period of not more than one (1) year
Interest – free on part of borrower and the National Innovation Agency will pay interest on behalf of the borrower for not more than the first three (3) years as follows:
Year 1 – 2 : MLR-2%
Year 3 : MLR-1%
Beyond the period of interest support by the National Innovation Agency, interest will be charged from borrower at normal rate.
Fee / Commission
As per Bank’s procedure with at least one director or one authorized signatory of company signing as guarantor.
For more details, please contact: